Reasons To Refinance Should I Refinance My Car? APR Is Extremely High Compare To The Average.?

Should I refinance my car? APR is extremely high compare to the average.? - reasons to refinance

I'm abroad and have in the U.S. for only 4 years ago, my credit score is always "fair" because of the length of time my account has been set up relatively short. TAP is currently just over 16%. I received letters from other lenders when refinancing. Please someone tell me whether or not to refinance, and why. I pay $ 452 per month and 3 years left. This is too much for full-time students to care ..